a. Issuers: Domestic and foreign institutional customers are allowed to purchase certificates of deposit in accordance with the law of Vietnam.

b. Limit: 100 billion VND

c. Issue mode:

  • Certificates of short, medium, long-term registration certificates.
  • Choose a flexible savings term from 6 months to 36 months.
  • Currency certificate: Vietnam Dong (VND)
  • 100,000,000 VND (One hundred million dongs) minimum deposit to open, denominations of more than par value must be multiples of 100,000,000.

d. Interest rate:

The fixed interest rate in the following table (% per year):

Period 6 months 12 months 18 months 24 months 36 months
Interest Rate 8.5 10 10.5 11 11.5

e. Method of interest and principal payment:

  • Principal: The principal payment is made once the payment is due.
  • Interest: The payment is made every 6 months or at the end of the period.
  • Payment method: Bank transfer as requested by Customer.
  • Base interest rate: 365 days a year.

f. To learn more details of issuance regulations Certificate of Deposit, please contact:

  • Source of capital: VietCredit Finance Joint Stock Company
  • Headquarter: Level 17, Mipec Tower, 229 Tay Son, Dong Da District, Hanoi
  • Email:
  • Phone number: 024.6270.2127 – Ext: 5104/5100/8006
  • Hotline number: 0988.361.288