The launch of this platform marks a new step in applying digital technology to capital mobilization activities, while also providing a more convenient and flexible solution for the business community in managing idle capital.
Flexible and Convenient Business Deposit Solution
For many businesses, especially trading, manufacturing, or service companies, the appearance of temporary idle funds is quite common. This could be cash awaiting inventory, reserve funds for upcoming investment plans, or temporarily unused capital.
In the past, most of these funds were usually kept in checking accounts or short-term deposits at banks. However, with deposit interest rates at many banks currently only fluctuating at a maximum of about 3% – 5% per year, many businesses are beginning to question whether there is a better way to optimize their idle capital.
To provide businesses with more options in cash flow management, VietCredit Joint Stock Financial Company officially launches its online corporate deposit platform, allowing businesses to register and manage deposits entirely online at: https://dautu.vietcredit.com.vn
Competitive interest rates and effective cash flow management
VietCredit’s corporate deposit product offers a maximum interest rate of up to 9.5%/year, providing businesses with more options to optimize the efficiency of their idle capital.
Specifically, the minimum interest rate (1-month term) is 4.75% (interest paid at the end of the term); the maximum interest rate (12-month term): if depositing from 1-100 million VND, the maximum interest rate is 9.1% (interest paid at the end of the term) or 8.7% (interest paid monthly); If depositing between 100 and 400 million VND, the maximum interest rate is 9.3% (interest paid at the end of the term) or 8.9% (interest paid monthly); if depositing 400 million VND or more, the maximum interest rate is 9.5% (interest paid at the end of the term) or 9.1% (interest paid monthly). There are no other conditions that customers are required to meet.
Given the current interest rate range of 3%–5% per year at many banks, a difference of a few percent in interest rates can create significant financial value for businesses, especially for large amounts of idle funds.
Furthermore, the platform allows businesses to track and manage their deposits entirely online, enhancing proactive financial management.
Legality and Security in the Financial System
VietCredit is a credit institution licensed and supervised by the State Bank of Vietnam, operating within the legal framework of the Vietnamese financial system and is a member of the Vietnam Banking Association.
With its online corporate deposit platform, VietCredit continues to expand the application of technology in financial services while ensuring standards of safety, transparency, and compliance with regulatory requirements.
Start with small deposits, online registration – deposit – withdrawal 24/7
A highlight of the platform is that businesses can start with a minimum deposit of just 1 million VND before deciding to allocate larger amounts of capital.
This approach makes it easier for businesses to access and familiarize themselves with the platform, while reducing barriers when experimenting with a new cash flow management solution.
With VietCredit’s online deposit platform, businesses can complete the entire process from account registration, business information verification, deposit contract signing, to monitoring deposits entirely online.
The registration and deposit contract execution process takes only about 10-15 minutes, significantly saving businesses time compared to traditional over-the-counter transactions.
Businesses can also delegate the registration and transaction process to their chief accountant or finance department, optimizing internal operations.
Towards a digital financial ecosystem for businesses
In the context of businesses increasingly focusing on optimizing cash flow and improving financial management efficiency, digital financial platforms are becoming a crucial trend.
The launch of the online business deposit platform is a step in VietCredit’s strategy to develop digital financial solutions, bringing convenience, flexibility, and transparency to corporate customers.
Interested businesses can find more information and experience the platform at: https://dautu.vietcredit.com.vn